Lord God Almighty, I spend too much; I confess it. I spend wrongly; I confess it. I limit my ability to be generous by planning poorly and spending and owning far more than need requires; I confess it.

I pray for economy in my life.
I ask you for self discipline in this area.
I plead for help in reining in my household's expenses.

Teach me how to earn more, save more, give more...and spend less, consume less, and waste less, in Jesus' name, amen.

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